Information & Requirements

• Klarna Payments works for merchants selling in Sweden, Denmark, Finland, Norway, Germany, Austria, the Netherlands, UK and United States.
• An SSL Certificate is required.
• Supports Strong Customer Authentication (SCA), required for transactions within the European Economic Area (EEA).

View documentation for more info

Complement your checkout with a Klarna hosted widget located in your existing checkout which offers payment options for customers with a smooth user experience.

Klarna is one of Europe’s largest banks and payment providers — currently connecting 60 million consumers to 90,000 merchants across 14 countries.

Klarna delivers

– Klarna is globally compliant.
– Klarna absorbs all credit and fraud risk.
– Klarna is widely supported across Europe.

You benefit

– You will see an increase in conversions and order value. – You will reach a new audience.
– You will always get paid.

Complement your checkout with a Klarna hosted widget located in your existing checkout which offers payment options for customers with a smooth user experience.

The Klarna payments widget enables the preferred and optimal payment options to be shown, and if we see that a customer is not eligible for a particular offering, they aren’t shown it at all. This tailoring of the offering, not just to consumers but also to products, has a positive effect on the average order value.

Offering shoppers unique payment options boosts purchasing power and creates a valuable, intuitive experience driving higher spends, increasing loyalty and tangible ROI.

Choose the products methods that works for you:

Buy now,​ Pay later	Pay later in full is a deferred payment that gives shoppers an extra 14 or 30 days to try before they buy.
Spread the cost with ​Pay later in installments (available for UK & US)	Pay later lets you split your payment into four (US) or three (UK) smaller, interest-free amounts.
Pay over time with​ Slice it	Slice it offers long-term, monthly payments to make larger purchases possible for your customers.
Pay now​, with direct payments	Pay now accepts all direct payments for a fast, convenient checkout.

Payment method availability may differ per market.

Do you want to know more? Take a look at the smoooth hand book to make sure you’re getting 100% from your Klarna products.

How to Get Started

Sign up for Klarna To offer your customers the benefit of paying with Klarna, you must first sign up for a Klarna account and gain access to the Klarna Merchant Portal. You’ll be up and running in no time with our new onboarding. If your business is registered in the United States please sign up here.

Install the plugin on your site. During this process you will be asked to download Klarna Order Management so you can handle orders in Klarna directly from WooCommerce.

Merchant Portal access always included.

You will get access to a backend in which you can manage everything Klarna.

• Activate On-site Messaging, read more​ ​here​.
• See if you are eligible for financing Merchant lending, read more​ ​here​.
• Get valuable customer insights and see how you are performing.

On-site messaging

Many people decide how they want to pay before they click the buy button. On-site marketing lets your customers know what their financing and payment options are before they enter the checkout. It is simple to integrate and provides tailored messaging ranging from generic banners to financing availability and personalised credit promotions on product or cart pages. The service also provides eligibility checks in supported markets. Activate on-site marketing through Merchant Portal.

Merchant lending

Available in Austria, Denmark, Finland, Germany, the Netherlands, Norway and Sweden

Business financing, made simple.

With Boost, Klarna enables you, as a merchant, to apply for a cash advance through a quick, frictionless and transparent process and thereby instantly open up opportunities for future growth.​ ​The merchant simply selects the amount they require and how quickly they want to repay, and the funds are made available as early as the next day. There are no lengthy questionnaires or complicated collateral agreements to review. The cost of the loan is one fixed fee, visible directly in the app and no other fees will be added at any point. Klarna merchants can now request a loan in a matter of minutes through the Boost section on Klarna’s Merchant Portal.

Merchant insight

Ever wondered which payment method your target group preferred, on which day of the week? The Insights app helps you to stay on top of your performance. Getting deeper insight into your customers’ behavior and sales trends means more opportunities to grow your business. All of this is done through easy filtering, seeing key numbers and spotting trends.

What’s the difference between Klarna Checkout and Klarna Payments?

Klarna Payments​ are standalone payment methods. With Klarna Payments you can complement your checkout with a Klarna hosted widget located in your existing checkout

Klarna Checkout​ is a complete online checkout solution designed to increase sales and customer loyalty. Klarna as your single payment provider keeps everything under one roof. You’ll have one agreement, one point of contact, one settlement file, one payout with ​Klarna Checkout​.